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Money Management Curriculum

Money Management Curriculum

The objective of the money management curriculum is to help students understand their financial standing and create a plan that will help them succeed in improving their financial future.  There are eight modules in the money management curriculum and each module addresses a topic that will help students take control of their finances.

The modules can be presented in an eight week teaching series, each module could be a standalone presentation if we don’t take into account the overlying objective of creating a financial plan as well. The presentation of the modules can be between 1-2 hours, depending on how interactive you are with your audience, and the amount of examples that you incorporate.

Choose to download the full course material or select an individual module below. Each module contains teaching notes, power point, worksheets and any other additional resources.

Full Course Material

Teaching Note Overview

MM1 - Record Keeping and Cash Flows

MM2 - Loans and Credit Cards

MM3 - Applying for a Loan

MM4 - Credit Scores

MM5 - Savings and Budgeting

MM6 - Personal Finance Building a Better Cash Flow

MM7 - Creating Your Financial Plan

MM8 - Presentation of Financial Plans

Project Team:

  • Ruby Ward, Professor, Utah State University
  • Trent Teegerstrom, Associate Director of Tribal Extension, University of Arizona
  • Karli Salisbury, Research Associate, Utah State University
  • Kynda Curtis, Professor, Utah State University
  • Staci Emm, Extension Educator and Professor, University of Nevada Reno
  • Carol Bishop, Extension Education and Associate Professor, University of Nevada Reno



Each university is an affirmative action/equal opportunity


Acknowledgments: Vicki Hebb, reviewing content, and Russ Tronstad and Stuart Nakamoto, content.


This material is based upon work that is supported by the National Institute of Food and Agriculture, U.S. Department of Agriculture, under award number 2013-38640-22175 through the Western Sustainable Agriculture Research and Education program under subaward number EW14-017.  USDA is an equal opportunity employer and service provider. Any opinions, findings, conclusions, or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the view of the U.S. Department of Agriculture.

Utah State University Extension Risk Management Agency
Diversified Agriculture Consortium